What basic insurance should we have?

The most basic coverage should include:

• General liability insurance
• Bonding insurance
• Auto insurance if cars are used in the work of the organization

Other types of insurance to consider are:

• Directors & Officers Insurance
• Errors & Omissions Insurance
• Volunteer Insurance
• Property Insurance that will also cover agency records

For more information about risk management and insurance check out:

• The Alliance for Nonprofit Management
• Nonprofit Risk Management Center
• Alliance of Nonprofits for Insurance

Also check out a booklet titled Coverage, Claims, and Consequences: An Insurance Handbook for Nonprofits.